Tuesday, July 26, 2016

Making a Life Claim


The topic of Life Insurance can be difficult to bring up to your family, but mainly to accept it for yourself. No matter how healthy you may be, it is always best to be safe and make sure if anything were to happen to you or a loved one your family would not have to worry about finances when they would already be emotionally distraught. Allstate can help make this process easy to understand and handle, saving your family from confusion and emotional stress.
              
Allstate will help you plan ahead to protect your family with financial security, so in the unfortunate case of the loss of you or your family member there will be resources to help cover your family’s medical bills, funeral costs, mortgage or rent, college tuition and many more expenses. There is a variety of solutions that are made to best suit you and your family’s budget such as term life insurance, universal life insurance or whole life insurance, all the details of which you can find here.

After making sure you have life insurance plan, your family may lose someone in the future and will go through an emotional time. Our easy steps will help relieve you have any more trauma you could already be going through. The following are the steps you will need to take to make your claim in the case of an untimely death:



  1)  Acquire a copy of the death certificate as well as the life insurance policy. You will have to submit the copy of the death certificate to Allstate, and make sure you have your policy with you to help with any questions you may have.

2) Report your claim to Allstate. You will be given information and directions of what you will have to do next. You will then receive a claim form to you.

3) You will have to determine which option is best for you to receive your funds once you claim is approved.

  4) It will take time to process your claim once all the necessary documents are submitted. After the process, make sure you keep track of your claim be filing every piece of paperwork or keeping it saved in a digital device if received electronically.

You want to make sure you family is your number one priority in your life. We can help make sure you get all the help you need with these steps to put you on the right path. Visit Allstate’s website here to get details on everything else Allstate has to offer and see how we can make the process of taking care of your family easy for you.