How to Pick an Insurance Agent

How important is it to pick the right insurance agent? Very important! If your insurance need is simple, say you just need basic car insurance, calling a toll free number or going online is enough. But if you have different insurance needs, then generally, it is better to consider finding an insurance agent to advise and help you find the right coverage.

Looking for an insurance agent should not be a painful experience. Here are some ways or tips into finding a good insurance agent.

·         Referrals or Personal Recommendations

The best way is to ask people you know: family members, friends and colleagues. Asking is always better than relying on advertisement that you read online or through phone directories. Most people can direct you to the right person if they had a positive experience in dealing with the insurance agent. If it’s from a trusted source, there’s some guarantee that the agent gives quality service to his/her clients.

·         Reviews/ Testimonials

Review and social media sites like Yelp, Facebook, LinkedIn and many more can help you point to the right direction when choosing an insurance agent. Other people’s testimonials can give you a good idea what kind of services are being offered and most importantly, if the person has a good reputation.

·         Personalized Advice

When you talk to an insurance agent representative, he/she should be very familiar with their services and can help you find the best coverage for your specific needs and can also help you minimize your cost. A good agent will advise you on how to adjust your policies to help you save money and get more benefits on your coverage.

·         Trust Your Instinct

Don’t get scammed. Do a thorough research. Some people poses as insurance agents who offer and sells policies but are not really certified. Always ask good questions and check if they are licensed to help you avoid being scammed.

These are just some helpful tips to help you find the right insurance agent. Always best practice is to do your research. Knowledge is power. The more you know and ask the right questions, the better chances you will find the agent and also insurance company that will suit your needs.